Frequently Asked Questions
Q. How long does it normally take to approve a funding application?
A. We normally approve applications within 3 to 4 hours.
Q. Do I have to purchase my vehicle through you?
A. No, obviously we would like to supply your vehicle; however we are happy for you to go to your local dealer. We do not fund cars purchased from private customers.
Q. I have poor credit, will I be accepted?
A. Definitely, provided you can prove who you are, where you live and you can afford the payments and have the relevant deposit you will be accepted.
Q. I was made bankrupt two years ago, would I still be accepted?
A. Yes, it does not matter to us if you were bankrupt, have CCJ’s, defaults or have had previous cars repossessed. We will still accept you.
Q. Do you accept new businesses?
A. Provided you have 3 months business bank statements, we will supply a car in your company name. (we may need a personal guarantee)
Q. Can you supply a Porsche to a customer with adverse credit?
A. Yes, we supply cars ranging from a Fiesta to a Ferrari.
Q. What do I need to supply to be accepted for vehicle funding?
A. We will need to see a copy of your passport, driving licence, 2 utility bills and 3 months personal bank statements. For a company we will also need 3 months business bank statements.
Q. How do we make the monthly payments?
A. All monthly payments need to be repaid by direct debit.
Q. Is a deposit required?
A. Yes, in all cases, a deposit will be required, the amount will depend on the vehicle being funded.
Q. Do you fund older vehicles?
A. Usually we will fund vehicles that are under 4 years old, however in some circumstances we would look at an older vehicle, i.e. Porsche, Ferrari, Mercedes etc. (if in doubt phone us for advice)
Q. How do I apply for finance / lease on a vehicle?
A. It couldn't be easier, you can either apply online or if you prefer you can call and speak with our sales department who will be only to happy to help.
Q. Can you help me find a vehicle?
A. We would be more than happy to help you find a vehicle and with all our contacts and expertise it shouldn't take long.
Q. How much could I finance?
A. The amount of loan we would agree to lend is set by several factors, which include the vehicle you want to purchase, the deposit you have available and your income. as long as we feel you can afford the payments we can usually agree your loan.
Q. Who pays the car dealer that supplies the car?
A. If you purchase your vehicle through an independant dealer we will transfer the funds to them directly normally 24 hours before you take delivery.
Q. Do you sell vehicles?
A. Yes, we sell vehicles that can normally be supplied to you at advantageous rates which means that we not only supply the funding but the car is normally better value than you can find yourself, however we will fund any car from any dealer.
Q. I have been rejected already by another finance company, should I still apply?
A. Absolutely, every day we finance many cars to customers who have already been rejected elsewhere.
If you can prove who you are, where you live and can afford the payments.
